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Corporate cards for UK group finance teams

Fyorin corporate cards are Mastercard Commercial Debit cards for multi-entity businesses with a UK presence: one card programme across the group, with limits from €5,000 to over €200,000 that fit real supplier and travel payments.

Book a demo See corporate cards on fyorin.com
  • 5 to 10 day onboarding
  • No lengthy IT project
  • ISO/IEC 27001:2022
A group parent running one Fyorin card programme for UK Ltd, Malta Ltd, Ireland Ltd and US Inc, each with its own corporate debit cards Group parent One card programme UK Ltd GBP cards Malta Ltd EUR cards Ireland Ltd EUR cards US Inc USD cards GBP Debit EUR Prepaid EUR Debit USD Prepaid Cards issued in GBP, EUR and USD in under a minute A group parent running one Fyorin card programme for four entities, each with its own corporate debit cards Group parent One card programme UK Ltd GBP cards GBP Debit Malta Ltd EUR cards EUR Prepaid Ireland Ltd EUR cards EUR Debit US Inc USD cards USD Prepaid Cards issued in GBP, EUR and USD in under a minute

Card limitDebit mode

€ 2 0 0 , 0 0 0 +

Default limits start at €5,000

Spend across the groupLatest

  • UK LtdClient travelApproved
  • Malta LtdSoftwareReceipt added
  • US IncSupplierPosted to NetSuite
cards issued since 2022
40,000+
businesses in 20+ countries in 2025
500+
transaction volume in 2025
€1bn+
platform uptime in 2025
99.95%

One corporate card programme for every entity in your group

Fyorin gives every entity in a multi-entity group its corporate cards from one programme and one login.

Without it, company cards tend to arrive one entity at a time: a high-street bank programme here, neobank cards with capped limits there, and a separate login for each. Finance sees the spend when the statements land.

Fyorin
Fyorin card programme Every entity, currency and cardholder
  • One login
  • One view of group spend
  • One set of controls

  1. UK Ltd

    United Kingdom

    GBP

    Cards
    Virtual and physical
    Mode
    Debit, on the UK account
    Approvals
    By value

  2. Malta Ltd

    Malta

    EUR

    Cards
    Virtual
    Mode
    Prepaid, per project
    Approvals
    Cross-entity, from UK Ltd

  3. Ireland Ltd

    Ireland

    EUR

    Cards
    Physical
    Mode
    Debit, on the Irish account
    Approvals
    By value, on mobile

  4. US Inc

    United States

    USD

    Cards
    Virtual and physical
    Mode
    Debit, on the US account
    Approvals
    Cross-entity

One login

Issue cards for each entity, team and currency from the same place, in under a minute.

One view of group spend

See card spend for every entity in one place, instead of waiting for each entity's statement.

One set of controls

Set limits, merchants and approval rules once, then apply them card by card.

How do Fyorin corporate cards compare with bank and neobank cards?

Fyorin replaces a bank card programme per entity, capped neobank limits, cardholder-owned cards and expense claims with one programme of business-owned cards. Here is how it compares, setup by setup.

How Fyorin compares with the setups finance teams use today
What you use today Where it strains With Fyorin
Employees paying personally and claiming back Staff fund company costs, then wait for reimbursement while receipts arrive by email. Business-owned cards, with receipts added on the go.
A high-street bank card programme per entity A separate programme and login for each entity, and no group-wide view of spend. One programme and one login for every entity, with real-time limits on every card.
Neobank cards with capped limits Limits that block large supplier or travel payments. Default limits from €5,000 to over €200,000, set card by card.
Spend platforms whose cards belong to the cardholder Cards to cancel and reissue when people leave, with receivables and treasury in other tools. Cards owned by the business, on the same platform as accounts, payables, receivables and treasury.
Spreadsheets and emailed receipts Month-end rekeying into the ERP. Native two-way sync with 8 ERPs: card transactions post and reconcile.

Corporate card limits from €5,000 to over €200,000

€200,000+ on a single card, set by finance

€5,000Default limits start here
Over €200,000For large supplier and travel payments

Fyorin default card limits start at €5,000 and can go over €200,000, set card by card.

Neobank cards with capped limits suit small purchases. They run out of room when a team pays a large supplier or books group travel.

Every card is a Mastercard Commercial Debit card that runs in the mode that suits its job.

Debit mode

You set a limit on the card, and spend draws on the balance of the linked account.

Prepaid mode

The balance is guaranteed to the card, which suits a budget fixed in advance, such as an event.

How corporate debit card limits work

Business-owned cards that keep working when cardholders leave

Fyorin cards belong to the business, so the card, its limit and its controls stay with the company when the cardholder leaves or changes role.

On spend platforms whose cards belong to the cardholder, every leaver and every role change means cancelling one card and issuing another.

Business-owned employee cards outlive the people who carry them, and you revoke or reissue access instantly.

  1. Access with the travel managerLimit, merchants and countries set by finance.
  2. Role changesAccess revoked instantly, the card stays live for the company.
  3. Access reissuedThe new travel manager takes over the same card and limit.

Cards stay with the company when people move on.

Book a demo

Approve card spend across entities by value, on mobile

Fyorin routes card spend for approval by value and by entity, and approvers sign off on mobile. Spend above a set amount goes to the right approver, and a finance lead in one entity can approve a cost in another. Multi-level user permissions define who can perform which actions.

Approvers do not need an ERP licence in each entity, so the people who know the spend can sign it off.

Spend Malta Ltd books group travel Paid on a Malta Ltd card, in EUR.
Value rule Above the entity threshold Spend over the set amount needs a second look.
Cross-entity route Sent to group finance in UK Ltd The approver sits in another entity.

Card controls by limit, merchant, country and time window

Every Fyorin card carries real-time limits and merchant, geography and time-window controls, and can be blocked when a receipt is missing.

Merchant controls and real-time limits

Choose which merchants a card can pay. Spending limits apply in real time, on every card.

Geography

Keep a card to the countries where it should work.

Time window

Open a card for a trip or a campaign, inside the window you set.

Missing receipt block

Block a card when a receipt is missing. Employees add receipts on the go, from their phone.

Two-way ERP sync for card spend with NetSuite, Xero and six more

Card transactions post and reconcile in your ERP through a native two-way sync. Costs recharge across entities the moment they're submitted, and you map VAT, entities and countries once.

Scheduled reports arrive in your inbox, pre-built reports cover the common views, a balance report runs across accounts and companies, and an API connects the data to your BI tools.

Procurement and PO approval stay in the ERP. Fyorin picks up once a payment is ready to move.

  • NetSuite
  • Microsoft Dynamics
  • Sage
  • Xero
  • QuickBooks
  • Zoho
  • Odoo
  • Acumatica

Corporate cards on one platform with accounts and treasury

Fyorin corporate cards run on the same platform as business accounts, payables, receivables and treasury, across 100+ currencies.

Start with corporate cards and add modules when you're ready. Read about multi-currency corporate cards or what a corporate card application involves.

  1. Start here Corporate cards
  2. Module Business accounts
  3. Module Payables
  4. Module Receivables
  5. Module Treasury

One onboarding and one login for every module 100+ currencies on the platform

Fyorin clients save a typical 120 hours a year

The typical Fyorin client saves 120 hours a year. Here is what that looks like for three of them.

Top 3 Travel

Card issuance

2 weeks Under 1 minute

20+ dayssaved a year
Fullvisibility of group cash

Elitavia

Payment runs

5 days 1 day

48 days a year saved, and €40k+ a year.

Thought3D

Finance time saved

About 8 hours

Of finance time saved every month, and €40k a year.

"Fyorin has helped us save plenty of time through the use of virtual cards - an easy way to manage company spend - whilst also allowing us to empower our people and speed up the approval process. Highly recommended if you're looking for a simple solution to everyday finances."

Patrick Cutajar, EyeTech

500+ businesses in 20+ countries and 22 industries ISO/IEC 27001:2022 certified Mastercard cards provided by Moorwand Ltd

How should group finance teams choose corporate cards?

Group finance teams should check six things: card type, limits, ownership, controls, approvals and ERP sync. Corporate cards let employees pay business costs without using their own money, and for a UK group with several entities the choice decides how many programmes finance runs and how long month end takes.

  1. Is it a debit card or a credit card?

    A corporate credit card spends against a credit line that is settled later. A corporate debit card spends funds the business already holds.

    With Fyorin Mastercard Commercial Debit cards, each running as prepaid or debit, card by card.

  2. Is the limit high enough for suppliers and travel?

    Corporate travel cards and cards for supplier payments fail when the ceiling is too low. Check the limit before anything else.

    With Fyorin Default limits from €5,000 to over €200,000.

  3. Who owns the card?

    Business-owned employee cards keep working when people move on, so a role change does not mean a new card.

    With Fyorin Cards owned by the business, with access revoked or reissued instantly.

  4. Does the card enforce your policy?

    Write your corporate card policy into the card itself: merchants, countries, time windows and missing receipts.

    With Fyorin Real-time limits, merchant, geography and time-window controls, and a block for missing receipts.

  5. Do approvals work across entities?

    Group finance needs approval rules that follow value and entity, so a lead in one company can approve a cost in another.

    With Fyorin Value-based and cross-entity approvals on mobile, with no ERP licence per entity for approvers.

  6. Does spend reconcile in your ERP?

    Month end is where corporate card benefits show. Look for a two-way ERP sync and cost recharging across entities.

    With Fyorin Native two-way sync with NetSuite, Microsoft Dynamics, Sage, Xero, QuickBooks, Zoho, Odoo and Acumatica.

UK corporate card FAQs

Straight answers on card type, limits, onboarding and how Fyorin fits beside your ERP.

Book a demo

Are Fyorin corporate cards credit cards?

No. Fyorin corporate cards are Mastercard Commercial Debit cards with high limits. Each card runs as prepaid, with a balance guaranteed to the card, or as debit, with a limit set on the card that draws on the balance of the linked account.

Who are Fyorin corporate cards for?

Fyorin corporate cards are for finance teams at multi-entity groups with a UK presence. Fyorin serves 500+ businesses in 20+ countries and 22 industries (2025).

We already have bank cards. Why change?

Fyorin puts every entity on one card programme with one login, where bank cards usually mean a separate programme and statement per entity. Limits run from €5,000 to over €200,000, every card carries its own controls, and transactions reconcile in your ERP.

Does Fyorin replace our ERP?

No. Procurement and PO approval stay in your ERP. Fyorin picks up once a payment is ready to move, and card transactions post and reconcile in NetSuite, Microsoft Dynamics, Sage, Xero, QuickBooks, Zoho, Odoo or Acumatica.

How long does it take to get started?

Onboarding takes 5 to 10 days, with roughly 1 hour of ERP mapping. Once you are live, each card is issued in under a minute.

Do Fyorin corporate cards earn cashback?

Yes. Card spend on Fyorin corporate cards earns cashback.

Is Fyorin secure and regulated?

Yes. Fyorin is ISO/IEC 27001:2022 certified and does not hold client funds. The Fyorin Mastercard is provided by Moorwand Ltd, which is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011.

Can we start with corporate cards only?

Yes. Start with one module and expand when you are ready. Business accounts, payables, receivables and treasury run on the same platform, with one onboarding and one login.

Book a demo of Fyorin corporate cards for your group

Corporate debit cards with high limits, owned by the business and reconciled in your ERP. Book a demo and walk through your entities, currencies and approval rules.

Book a demo See corporate cards on fyorin.com
  • Start with one module
  • ISO/IEC 27001:2022

From demo to first card

  1. A demo on your entities and ERP Walk through your group structure, cardholders and approval rules.
  2. One onboarding VAT, entities and countries mapped to your ERP once.
  3. Cards issued in under a minute Once you are live, virtual or physical, in GBP, EUR or USD.